Deciding the next right move in changing financial markets can be challenging. Blackwell Financial Services (BFS) can help. We take the mystery out of creating a personalized financial strategy that is carefully matched with your individual risk tolerance to help you pursue your specific financial goals. As a Certified Financial Planner®, I can help you prepare for your short and long-term financial goals that may include retirement, education, and estate planning as well as preparing for unexpected events that could throw you off the path to your financial success. As a client of BFS you have virtual, 24-7 access to your accounts and investments with any online device allowing you to track your progress towards your goals.

Get the help you need from a qualified and professional financial consultant with nearly 25 years of experience helping clients plan and manage their financial goals. Seek to create a positive impact on your financial well-being, your loved ones, future generations, and your community. Call/text 509.359.9788 or look to the bottom left of your screen to securely schedule a phone, video or in-person consultation now. Our friendly staff will help you daily during business hours and respond quickly to after hour messages.



If you are a wage earner in the State of Washington, you were expected to begin paying a new tax beginning January 1, 2022, of 0.58 percent of your earnings for state-run Long-Term Care (LTC) Insurance. However, House Bill 1732 (Revised 1-27-2022) has tentatively set the new start date as July 2023 to allow legislators more time to address the concerns that led to recent court challenges and citizens’ initiatives with the goal of improving the program.

If you currently have your own long term care insurance that has been in effect before November 1, 2021, you can still apply for a life-time exemption from this program.  Go to Washington Cares. Unfortunately, there does not appear to be an extension to the original window of October 1, 2021, through December 31, 2022, for current LTC policy owners to apply for an exemption. The sooner you apply and are approved, the sooner you will be removed from this new tax.

Things you should know:  This program is not portable. However, limited groups of Washington state employees associated with out-of-state or temporary in-state residency may now be eligible for a one-time expemption from this LTC payroll tax. However, exemption applications only become available January 2023 - just 6 months before workers begin contributing. Go to the WA CARES FUND site for more information.

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Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.